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Can I use life insurance as a saving tool?

Picture?1508927281Rajendra Kumar

Insurance pic for 3
The answer to this question is a no-brainer , because this is the only compulsory saving that you have to do and will not be able to  unnecessarily dip your fingers into,  to test liquidity. 
More than a saving, consider it as a capital investment, its like a surefire estate that you are creating and which will come to aid you at your most difficult times or after a certain period at maturity.
 
People may argue that they have sufficient real estate or business assets or cash or gold to tide over uncertainty like death, but one should understand that all other types of investments are done to bequeath or for passing it over to your loved family member after one's time and not  to use it as a way to distress-sell it  and compensate for the earning loss which happened by the way of the loss of life of the earning person ...
 
 Actually, insurance is the most compulsory and intelligent saving that a person can do to safeguard his other physical assets, so that they remain with the family and is not used for distress sale during calamity.

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